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Do you know where you are spending your money? The habits of America in 2023. Apr 15, 2023

 It’s 2023, do you know where your money went?

    It’s become...

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Why do I want a Spending Plan and not a budget? Oct 14, 2022

Hi All!

Let's talk a bit about spending plans. I know, the idea of a budgets sucks. It means no...

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Heidi MacVittie

Hi, I'm Dr. Heidi MacVittie. My goal is to help people just like you create the financial future they deserve! I have created simple tools that you can use to make it happen. These tools are proven and I used them to pay off all my student loans, credit card debt and retire! Check out my blog for simple financial tips to get you started.

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