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Do you know where you are spending your money? The habits of America in 2023. budget spending plan Apr 15, 2023

 It’s 2023, do you know where your money went?

    It’s become very easy to spend money and not even realize it. Gone are the days when everyone paid with cash and...

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Why do I want a Spending Plan and not a budget? budget financial literacy spending plan Oct 14, 2022

Hi All!

Let's talk a bit about spending plans. I know, the idea of a budgets sucks. It means no more Starbucks, eating out, entertainment, vacations brown bagging lunches etc.

 

Nope! That is...

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Heidi MacVittie

Hi, I'm Dr. Heidi MacVittie. My goal is to help people just like you create the financial future they deserve! I have created simple tools that you can use to make it happen. These tools are proven and I used them to pay off all my student loans, credit card debt and retire! Check out my blog for simple financial tips to get you started.

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