Money Mastery


Moola Masters

"Money Mastery" includes courses on finance, budgeting and investing. These courses contain everything you need to equip you with the knowledge, skills, and strategies necessary to achieve long-term financial success. By integrating these essential topics, this course offers a comprehensive approach to empower you to master your money and take charge of your future.

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What Will You Learn?

Throughout the course, you will delve into various aspects of personal finance, gaining a deep understanding of the principles and techniques required to make informed financial decisions. Whether you are a beginner or have some prior financial knowledge, this course will meet you at your current level and help you create a future of financial abundance.

Personal Finance 

  • Financial literacy
  • Setting financial goals and creating a path to success
  • Building a strong financial foundation



Budgeting Tools

  • Creating a personalized budget that aligns with your goals

  • Tracking expenses and identifying areas you want to change

  • Strategies for saving, reducing debt, and optimizing cash flow

  • Make it simple and find your Mojo number.


Investment Principles

  • Understanding different investment vehicles (stocks, bonds, real estate, etc.)
  • Developing an investment strategy based on risk tolerance and financial goals
  • Learning proven ways to make  investing simple and automatically grow your wealth



  • Planning for retirement and understanding retirement account options
  • Creating a retirement savings strategy based on individual circumstances
  • Maximizing retirement savings through tax-efficient methods


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I'm Dr. Heidi MacVittie

I'm a doctor, a wife and a mother. But I didn't start out that way. I grew up a poor kid in a family that was just scrapping by.

I worked hard and got a scholarship for college and then went on to medical school. I'm sure you know that I must have racked up a lot of credit card and student loan debt for medical school and you would be right! I wasn't worried though, because I was going to make good money...right?

About 15 years later, I realized that making "good money" didn't mean financial security. My credit card debt was growing and my student loans weren't budging. I knew I had to do something to create financial security for my family.

I realized I had to learn about money and finances to get ahead financially. So I studies and researched and even got a Masters in Finance.

After all of that, I developed a simple, easy to follow strategy. I was able to pay off all my credit card debt, my student loans and retire!

This simple strategy revolved around one number. I call it the "Mojo Number".

I realized I needed to share this powerful tool so others could create the financial future they deserved. And so  Moola Masters was born with the goal of empowering you and others like you to create their own financial future!

Investing Mastery

Mastering  investing is a crucial skill that will empower you to grow your wealth and achieve your financial goals. By gaining a deep understanding of the principles and strategies of investing, you can harness the power of the financial markets to generate long-term returns. Mastering investing involves learning how to analyze different investment opportunities, assess risk and reward, diversify your portfolio, and make informed decisions based on market trends and economic indicators. It also entails developing discipline, patience, and a long-term perspective to navigate market fluctuations and seize opportunities. With Investing 101, you can create a solid foundation for financial independence, build wealth over time, and make sure your money work harder for you.

Budgeting Mastery

Budgeting is a fundamental skill that will empower you to decide where you want your dollars to go. It involves creating a comprehensive plan that outlines income, expenses, and financial goals. By mastering your budget, you can effectively track and manage your spending, identify areas where you can save money, and make sure your financial priorities happen.  It allows you to make informed decisions about how to allocate your funds, whether it's paying off debt, saving for emergencies, investing for the future, or enjoying discretionary expenditures. By creating your budget, you gain a clear understanding of your financial situation, develop healthy spending habits, and work towards achieving financial freedom. Mastering budgeting not only helps you create the life you want, it also provides a solid foundation for achieving your long-term financial aspirations.

Finance Mastery

Mastering your finances is a transformative journey that will empower you to take control of your overall financial well-being. It involves developing a holistic understanding of various financial aspects such as budgeting, investing, debt management, savings, and long-term planning. By mastering your finances, you gain the knowledge and skills necessary to make informed financial decisions that align with your goals and values. It encompasses creating and following a realistic budget, optimizing your income and expenses, building an emergency fund, reducing and managing debt effectively, and strategically investing for the future. Moreover, mastering your finances requires developing a mindset, continuously educating yourself about personal finance concepts, and learning to invest effectively. With financial mastery, you can experience reduced financial stress, increased financial security, and the ability to create a life of financial freedom and abundance.

Moola Masters has changed the “why” of budgeting, investing and building generational wealth for me. Heidi has always worked so passionately to make sure I was on track with my financial goals and decreasing my debt while investing in assets like stocks and real estate. This has been the best financial coaching experience. Heidi's insight into the financial world is amazing. Heidi is authentic, enthusiastic, down to earth and has great sense of humor!


I’m so thrilled to be working with Moola Masters! Heidi’s program made me feel very positive and excited about my financial future and comforted by having a plan. It's encouraging, easy to understand and she gave me some great out-of-the-box ideas!


I can't say enough about how helpful and lifesaving Heidi's financial advice has been to my financial well-being and success. Having never taken any finance or business courses before, when I started having a higher income, I knew next to nothing about managing my money, and thanks to her I have been successful at managing my money, stock portfolio and retirement accounts on my own. Its given me confidence that I will have a comfortable retirement and that I am making the right choices. She is thorough, incredibly smart, and practical with her advice. She explains everything clearly and concisely. I cannot thank her enough! 


Heidi helped me realize where my extra money was going and why I was having a hard time saving for my future. We put together a very easy plan that makes me excited for my financial future!


Truthfully, I have always been a bit of a risk taker, until one day I met with Dr. Heidi MacVittie discussing my financial future and someday a decision to retire comfortably. Heidi sat me down and had me list my assets and also all my day to day expenses. I was shocked at the waste and mismanagement of funds earning next to nothing with today’s interest rates. We discussed different ways of projecting a five-year plan of moving funds into growth adventures. Dr. Heidi MacVittie certainly helped me “Get My Bucks” in a row!!!


If you're ready to take control of your financial future and build long-term wealth, knowledge is crucial. Don't miss out on this opportunity to expand your knowledge and gain the confidence you need to make informed financial decisions.  Enroll today!

It's all here:

PART 1:  Finances 101

PART 2:  Investing 101

PART 3:  Budgeting 101

Is it time to create the financial future you deserve? Let's go!

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